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订阅 vs 按量

按你的用量权衡 AI 订阅与按量付费 API。订阅按时间窗口计费而非按 token,因此不存在精确的盈亏平衡点:结果以区间给出,并附缓存敏感度与每个套餐的核对日期。

套餐价格与额度为人工维护,未逐家向官方核实。API 牌价取自目录,因此更换价格基准可能使结论反转。额度规则变动频繁,以官方页面为准。

对话约为 1。Agent 要规划、检索、调工具、执行、总结,一个 prompt 常触发 5–30 次调用。这就是每 token 单价低的模型、每个任务仍可能很贵的原因。

第一方牌价,与第一方订阅属同类可比的替代方案。

这个用量下约 4,800 次模型调用 / 月。

成本区间来自缓存命中的不确定带(±15 个百分点);容量区间来自对窗口额度的保守/乐观两种读法。盈亏平衡是一个区域而不是一个点,因为订阅额度按时间窗口计,折不成固定的 token 数。

短于一天的滚动窗按每月 176 个活跃小时(8 小时 × 22 天)折算;日/周/月额度属日历窗口,不打折。

无法计算额度的套餐

这些套餐没有公布绝对额度,或计价单位无法折算成模型调用次数。这里如实列出,而不是给一个编造的数字。

  • OpenAI Free免费Model and feature limits are dynamic and no absolute monthly or message cap is published.
  • OpenAI GoUS$8.00Higher limits than Free are published without an absolute message or monthly allowance.
  • OpenAI PlusUS$20.00Advanced-model and feature limits are dynamic; the pricing page gives no absolute API-call equivalent.
  • OpenAI Pro $100US$100.00The 5× usage statement is relative to Plus and cannot be converted to an absolute API-call allowance.
  • OpenAI Pro $200US$200.00The 20× usage statement has no absolute API-call equivalent; new subscriptions and upgrades are temporarily paused.
  • OpenAI Business StandardUS$25.00Business usage is subject to service guardrails and has no absolute published API-call allowance.
  • OpenAI Business PremiumUS$125.00Premium usage is relative to the Standard seat and has no absolute published API-call allowance.
  • Anthropic Free免费Usage depends on the model, conversation and feature; no absolute cap is published.
  • Anthropic ProUS$20.00Usage credits and weekly limits depend on task and model; no absolute API-call allowance is published.
  • Anthropic Max 5xUS$100.00The 5× statement is relative to Pro and task-dependent, not an absolute API-call allowance.
  • Anthropic Max 20xUS$200.00The 20× statement is relative to Pro and task-dependent, not an absolute API-call allowance.
  • Anthropic TeamUS$25.00Per-seat usage is not published as an absolute API-call allowance.
  • Google AI PlusUS$4.99The plan states a relative 2× usage limit; compute-based limits cannot be converted to API calls.
  • Google AI ProUS$19.99The plan states a relative 4× usage limit; compute-based limits cannot be converted to API calls.
  • Google AI Ultra 5xUS$99.99Usage is measured as compute and varies with the prompt, features and conversation; no API-call cap is published.
  • Google AI Ultra 20xUS$199.99Usage is measured as compute and varies with the prompt, features and conversation; no API-call cap is published.
  • xAI Free免费Rate limits are not published as absolute model-call numbers.
  • xAI SuperGrokUS$30.00Higher rate limits are not published as absolute model-call numbers.
  • xAI SuperGrok PlusUS$100.00Higher rate limits are not published as absolute model-call numbers.
  • Perplexity Free免费Pro-search and feature limits are not equivalent to a fixed model-call allowance.
  • Perplexity ProUS$20.00Search and research usage bundles retrieval, tools and generation, so it cannot map to API model calls.
  • Perplexity MaxUS$200.00Monthly AI credits vary in cost by research feature and model, so they cannot map to API model calls.
  • Mistral Free免费Vibe feature limits and Studio credits do not specify a fixed model-call allowance.
  • Mistral ProUS$14.99Vibe feature limits and included Studio API credits do not specify a fixed model-call allowance.
  • Mistral TeamUS$24.99Per-seat Vibe use and included credits do not specify a fixed model-call allowance.
  • GitHub Free免费Chat, agent and completion limits are product-specific and are not API model-call limits.
  • GitHub ProUS$10.00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
  • GitHub Pro+US$39.00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
  • GitHub MaxUS$100.00The $100 monthly AI Credit allocation has feature- and model-dependent costs, not a fixed API-call conversion.
  • GitHub BusinessUS$19.00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
  • GitHub EnterpriseUS$39.00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
  • Cursor Hobby免费Agent-request limits are not published as absolute model-call numbers.
  • Cursor ProUS$20.00Agent limits and usage-based features do not specify a fixed model-call allowance.
  • Cursor Pro+US$60.00Agent limits and usage-based features do not specify a fixed model-call allowance.
  • Cursor UltraUS$200.00Agent limits and usage-based features do not specify a fixed model-call allowance.
  • Cursor Teams StandardUS$40.00Team use and usage-based features do not specify a fixed model-call allowance.