Assinatura vs API

Avalie uma assinatura de IA em relação à API por uso no seu nível de consumo. Assinaturas são cobradas por janela de tempo e não por token, portanto não existe um ponto de equilíbrio exato: os resultados vêm como faixas, com a sensibilidade ao cache e a data em que cada plano foi verificado.

Preços e cotas dos planos são mantidos manualmente e não foram verificados com cada fornecedor individualmente. Os preços de API vêm do catálogo, então mudar a base de preço pode inverter a conclusão. As regras de cota mudam com frequência; a página oficial prevalece.

Prompts / dia

Tokens de entrada / chamada

Tokens de saída / chamada

Taxa de acerto de cache 70%

Chamadas ao modelo por prompt: 8

Em chat é cerca de 1. Um agente planeja, busca, chama ferramentas e resume, então um prompt costuma disparar de 5 a 30 chamadas. É assim que um modelo com preço baixo por token pode sair caro por tarefa.

Base do preço de API

Preço de tabela do fornecedor original, a alternativa comparável a uma assinatura do próprio fornecedor.

Cenários prontos

≈ 4,800 chamadas ao modelo / mês com este uso.

As faixas de custo vêm da incerteza do cache (±15 pp). As faixas de capacidade vêm de ler cada cota de janela de forma conservadora ou otimista. O ponto de equilíbrio é uma região, não um ponto, porque cotas de assinatura são janelas de tempo que não se reduzem a um número fixo de tokens.

Janelas móveis menores que um dia são normalizadas assumindo 176 horas ativas por mês (8 h × 22 dias); limites diários, semanais e mensais são janelas de calendário e não sofrem desconto.

Planos sem cota calculável

Estes não publicam cota absoluta, ou cobram em uma unidade que não pode ser traduzida em chamadas ao modelo. Ficam listados aqui em vez de receber um número inventado.

OpenAI FreeGrátisModel and feature limits are dynamic and no absolute monthly or message cap is published.
OpenAI GoUS$ 8,00Higher limits than Free are published without an absolute message or monthly allowance.
OpenAI PlusUS$ 20,00Advanced-model and feature limits are dynamic; the pricing page gives no absolute API-call equivalent.
OpenAI Pro $100US$ 100,00The 5× usage statement is relative to Plus and cannot be converted to an absolute API-call allowance.
OpenAI Pro $200US$ 200,00The 20× usage statement has no absolute API-call equivalent; new subscriptions and upgrades are temporarily paused.
OpenAI Business StandardUS$ 25,00Business usage is subject to service guardrails and has no absolute published API-call allowance.
OpenAI Business PremiumUS$ 125,00Premium usage is relative to the Standard seat and has no absolute published API-call allowance.
Anthropic FreeGrátisUsage depends on the model, conversation and feature; no absolute cap is published.
Anthropic ProUS$ 20,00Usage credits and weekly limits depend on task and model; no absolute API-call allowance is published.
Anthropic Max 5xUS$ 100,00The 5× statement is relative to Pro and task-dependent, not an absolute API-call allowance.
Anthropic Max 20xUS$ 200,00The 20× statement is relative to Pro and task-dependent, not an absolute API-call allowance.
Anthropic TeamUS$ 25,00Per-seat usage is not published as an absolute API-call allowance.
Google AI PlusUS$ 4,99The plan states a relative 2× usage limit; compute-based limits cannot be converted to API calls.
Google AI ProUS$ 19,99The plan states a relative 4× usage limit; compute-based limits cannot be converted to API calls.
Google AI Ultra 5xUS$ 99,99Usage is measured as compute and varies with the prompt, features and conversation; no API-call cap is published.
Google AI Ultra 20xUS$ 199,99Usage is measured as compute and varies with the prompt, features and conversation; no API-call cap is published.
xAI FreeGrátisRate limits are not published as absolute model-call numbers.
xAI SuperGrokUS$ 30,00Higher rate limits are not published as absolute model-call numbers.
xAI SuperGrok PlusUS$ 100,00Higher rate limits are not published as absolute model-call numbers.
Perplexity FreeGrátisPro-search and feature limits are not equivalent to a fixed model-call allowance.
Perplexity ProUS$ 20,00Search and research usage bundles retrieval, tools and generation, so it cannot map to API model calls.
Perplexity MaxUS$ 200,00Monthly AI credits vary in cost by research feature and model, so they cannot map to API model calls.
Mistral FreeGrátisVibe feature limits and Studio credits do not specify a fixed model-call allowance.
Mistral ProUS$ 14,99Vibe feature limits and included Studio API credits do not specify a fixed model-call allowance.
Mistral TeamUS$ 24,99Per-seat Vibe use and included credits do not specify a fixed model-call allowance.
GitHub FreeGrátisChat, agent and completion limits are product-specific and are not API model-call limits.
GitHub ProUS$ 10,00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
GitHub Pro+US$ 39,00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
GitHub MaxUS$ 100,00The $100 monthly AI Credit allocation has feature- and model-dependent costs, not a fixed API-call conversion.
GitHub BusinessUS$ 19,00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
GitHub EnterpriseUS$ 39,00Included GitHub AI Credits have feature- and model-dependent costs, not a fixed API-call conversion.
Cursor HobbyGrátisAgent-request limits are not published as absolute model-call numbers.
Cursor ProUS$ 20,00Agent limits and usage-based features do not specify a fixed model-call allowance.
Cursor Pro+US$ 60,00Agent limits and usage-based features do not specify a fixed model-call allowance.
Cursor UltraUS$ 200,00Agent limits and usage-based features do not specify a fixed model-call allowance.
Cursor Teams StandardUS$ 40,00Team use and usage-based features do not specify a fixed model-call allowance.